The average black family has wealth of about seventeen thousand dollars, while the average white family has wealth of about a hundred and seventy thousand dollars, according to William Darity, a professor of public policy at Duke. During the Obama Administration, Darity concluded that his preferred remedy, direct reparations to African-Americans, was not politically feasible. So he and a colleague, Darrick Hamilton, of the New School, began modelling a proposal to provide a trust account to each American child.